So I was talking to my carpool buddy ("Speedster Susy") on the way to work and something she said freaked me out. Her friend is having a 2.5 million dollar house built in Calabasas (a swanky neighborhood west of the valley). "My God!" I answered, "Is she Colombian and sells drugs?!” "No she isn't/doesn't, she inherited it". My response "That Be-otch!!” Her Dad worked as a pilot, saved like a madman, and tragically died relatively young. And now his daughter is grieving. By building a $2,500,000.00 (I like to write it with numbers to give the full effect) house in the hills next to Kirk Cameron, Melissa Gilbert, and 'Nick & Jessica'. This information also had me thinking about my own life. My wife and I save, invest, don't spend lavishly (except maybe on our daughter's 1st birthday) and hopefully will have a pretty comfortable retirement traveling, living long off of over-priced prescription drugs and robotic body parts. The point being, we get to spend our earned, tax planned, deferred-gratification cash (On a freakin' sweet Porsche if I want!). But what if something happened and our daughter gets a windfall, does nothing, no ambition, smokes crack, and builds a 2.6 million dollar house next door? It's a scary thought...one that requires "a plan" -to live-forever!! Just kidding. Or am I...?